4 stars · Contemporary Romance · Healing · Military Romance · Panty Melter

The Debt by Karina Halle

The Debt Book Cover The Debt
Karina Halle
Fiction, Contemporary Romance
Smashwords Edition
August 29, 2016


Her life changed in an instant.
And he's the only one who could have prevented it.

From the New York Times bestselling author of The Pact and The Lie comes a new standalone contemporary romance about those McGregor men.

Jessica Charles shouldn't have even been in London when the unthinkable happened.
She should have been back at home in Edinburgh, perhaps hanging with her boyfriend, having drinks with her sister or doing yoga with her group of friends. She should have been going on in her normal, dependable life as always.
But on that fateful day in August, when a mentally-ill ex-soldier opened fire in public, Jessica's world changed forever.
Now single and crippled from the gunshot wounds, Jessica finds herself scared and alone, losing faith in herself and humanity with each agonizing moment that passes.
That is until a stranger enters her life. A stranger who makes her live again.
Keir McGregor has always been the strong, silent type. Throw in tall, dark, and handsome and you've got pretty much the perfect Scotsman.
Except Keir is anything but perfect. He's got a past he's running away from and a guilty conscience he can't seem to shed. But the more time he spends with Jessica, the more he falls in love with her.
And the more his secret threatens to tear them apart.
He may have been a stranger to her.
But she’s never been a stranger to him.

ARIANNA’s review

You all know by now how much I love this author’s stories and her writing. She’s not only a fantastic, versatile author, but she’s also a great writer who with her effortless storytelling always manages to make me forget for a couple of hours about everything around me. ‘The Debt’ was my second book by her McGregor men and I enjoyed it as much as I enjoyed the first one. It was more emotional than I thought it will be, but so well written and I honestly enjoyed every minute of it. It’s a story about learning to forgive yourself, moving on and finding love when you least expect it.

“You make me feel fearless in a way I didn’t think possible.”

Jessica’s life is not perfect, but it’s a good one. She loves her job as a yoga instructor, she’s in a long-term relationship and she has many great, supportive friends. Her life changes irrevocably when she finds herself in the wrong place at the wrong time. What happens with her scars her not only physically, but also emotionally. With each and every day she’s learning to come to terms with her new disability and also to accept her new reality.

“I wasn’t running from something. I was running to something. Absolution. She has red hair and a sunshine smile.”

Kier McGregor has been running away from his past for a while now. He feels so much guilt for what he saw and experienced in his years in the military and feels so much regret for the things he could have changed and wasn’t able to. He suffers from PTDS and every day he struggles to accept certain facts.

When he meets Jessica he is taken aback by her beauty and bravery. They start to spend more and more time together, helping each other in some way or another and slowly becoming something more than friends. But Keir has a secret, secret that has the power to destroy everything between them.

This was such a great read! It was equally heartwarming and heartbreaking and I loved both aspects. I enjoyed the pace of the story, how the two main characters’ backgrounds were developed and how the relationship between them unfolded.

Both Jessica and Keir were wonderful characters and I fell in love with both of them as the story progressed. I sympathize with both of them and I really enjoyed their portrayal. They were well developed, had depth and I found them to be very endearing. Jessica was a great heroine. She was sweet, loving, tender, shy at times, but also wild other times. I really loved her strength and tenacity. I loved Keir’s personality. He was an alpha male as the story progressed, but he also was sweet, caring and thoughtful. He was perfect for our heroine and I loved the fact that with his words and actions he made Jessica want to live again. The way he treated Jessica with so much tenderness was pure and simple beautiful.

“The way he’s kissing me lights my body on fire, puts the sun in my soul. I can’t remember the last time I’ve felt like this, and in these heady moments, just his mouth, his taste, his hands at my chin, in my hair, I’m someone else entirely.”

I loved these two characters’ banter and also the believable way their relationship progressed. The way they were with each other was sweet and really heartwarming and their chemistry between them was wonderfully done. Their sexy times were off the charts hot – sexy, intense, emotional, I loved every single one of them.

I also loved the wonderful vivid descriptions of the Scottish countryside. I really felt like I was there with these two characters. Karina Halle did an amazing job with this aspect of the story.

Overall, this was another great story by Mrs. Halle. If you love your reads emotional and your characters a little damaged, but well developed and very endearing, then I highly recommend this one!


About the Author

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Karina Halle is a former travel writer and music journalist and The New York Times, Wall Street Journal and USA Today Bestselling author of The Pact, Racing the Sun, Sins & Needles and over 25 other wild and romantic reads. She lives on an island off the coast of British Columbia with her husband and her rescue pup, where she drinks a lot of wine, hikes a lot of trails and devours a lot of books. Halle is represented by the Waxman Leavell Agency and is both self-published and published by Simon & Schuster and Hachette in North America and in the UK.

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